If you need assistance, please call 760-776-3200

Mariah Smith | Blog

Thursday, February 29, 2024   /   by Mariah Smith

The California Dream for All Program

The journey to homeownership in California has been revitalized with the California Dream for All program, a state initiative offering substantial aid to first-time homebuyers. After its overwhelming popularity last year, the program is set to return on April 3 with approximately $250 million ready to support an estimated 1,600–2,000 hopeful homeowners.

Royale Real Estate is at the forefront of this opportunity, providing clients with specialized agents trained in the nuances of the California Dream for All Shared Appreciation Loan program. Our commitment extends beyond guidance; we have cultivated partnerships with adept lenders who are experienced in facilitating this program's loans.

Understanding the California Dream for All Program
This state-sponsored program is designed to fill the gap for those without access to generational wealth, offering up to 20% of a home's purchase price or a maximum of $150,000 towards the down payment. The repayment plan is unique; it in. ...

Monday, January 1, 2024   /   by Mariah Smith

The Comprehensive Role of a Buyer's Agent in Real Estate Transaction

Navigating the real estate market can be a complex and daunting task, especially for first-time homebuyers. This is where the expertise of a buyer's agent comes into play. A buyer's agent is a licensed real estate professional who represents the buyer in a real estate transaction. While some may question the necessity of paying a commission to a buyer's agent, the benefits they bring to the table far outweigh the cost. Here are some compelling reasons why buyer's agents deserve their commission:

Counseling Session Activities: 
Prepare the buyer for executing a buyer representation agreement: The buyer's agent prepares the buyer for signing a buyer representation agreement, explaining its terms and conditions in detail.
Explain agency relationships: The agent explains the different types of agency relationships in real estate transactions and obtains the necessary legal consent for representation.
 Inform the buyer of the working relationship: The agent informs the buyer. ...